Overall: 161 - 46 78%
Northern Illinois (5 - 3) 30 @ (20) Toledo (7 - 0) 27: Defensively these teams are pretty evenly matched, but the Toledo offense is a bit more potent and has propelled them to a couple of wins over Big Five conference teams. Northern Illinois had close losses to Ohio State and Boston College, so they're used to quality opponents. The Huskies also have a lot of experience in big games the last few seasons, something Toledo is having to get familiar with. Although NIU has an impressive three game winning streak, the victories came against the bottom teams in the MAC. Toledo has only recorded one win against a team with a winning record, so neither team has much of a resume this year. I don't think Toledo is the twentieth best team in the nation by a long way, and I doubt the committee will have them in their rankings when they're released later tonight. For some reason, despite the numbers, I don't have a good feeling about Toledo in this one. I'm going to go with the Huskies to knock the Rockets from the ranks of the unbeaten and end any hope they have of getting into a major bowl game.